What is Long-Term Care Insurance?

Long-Term Care insurance is meant to provide for your personal care and wellness when you reach a certain age or have specific health conditions. This kind of coverage is available to assist you with the care for basic functions of living.

What are the benefits?

Your long-term care insurance can pay for a certain amount of the costs you encounter per month or annually. This will allow you to retain more of your savings and perhaps leave money to your loved ones someday. Knowing you are protected should you need long term care in the future can bring peace of mind to help relive any excess anxiety you may have.

What are the drawbacks?

This kind of insurance is used to pay for care when you cannot care for yourself and can be expensive. The premiums usually will raise and adjust based on your age, especially if you own this plan for an extended period of time.

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If you need more help feel free to call us at 704-962-9882 or 803-220-3009.

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