What do all the different “Parts” mean?
Medicare is divided into different parts, each covering specific services:
Medicare Part A
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Learn MoreMedicare Part B
Covers certain doctors' services, outpatient care, medical supplies, and preventive services
Learn MoreMedicare Part C
An alternative to Original Medicare (Parts A and B) that allows beneficiaries to enroll in private health plans, such as HMOs or PPOs, which often include additional benefits like prescription drug coverage, vision, or dental care.
Learn MoreMedicare Part D
Provides coverage for prescription drugs and is offered through private Medicare-approved insurance companies. In 2025, there is no longer a donut hole but the co-pay costs are capped at $2000 annually. Medicare is also offering a payment plan called M3P, that allows participants to spread out there co-pay costs throughout the year.
How do I know what coverage is right for me?
There are many factors that go into choosing the correct type of Medicare for you. Access this year's Medicare & You Handbook. By clicking the link below. It's filled with helpful information.
Medicare & You 2025