Why would I need Dental Coverage?
Medicare has very limited dental coverage that is only meant to protect your general health. It does not cover routine checkups, cleanings, fillings, dentures (full or partial), or most tooth extractions.
Why would I need Vision Coverage?
In most cases, Original Medicare does not include coverage for routine eye exams, eyeglasses, or contact lenses. If you are wanting routine eye exams and more than one pair of eyeglasses or contact lenses, then finding a stand-alone plan or one where vision benefits are included will be required.
Hearing Benefits
If you only have Original Medicare, it does not cover hearing aids. Part B does cover some hearing tests, such as diagnostic hearing and balance exams. You will have to go through your primary care provider for your initial screenings.
Can these plans be bundled together?
Ultimately, what we have found works best is for our clients to enroll in a stand alone plan that combines the dental, vision and hearing benefits. The monthly premium is low and allows you to have more coverage than what you would normally be provided otherwise with just Original Medicare.