What is Term Life Insurance?

Term Life insurance is a budget conscience option that provides coverage for a set number of years.

How long does Term Insurance Last?

When it comes to term life insurance, one of the major benefits is the ability to choose the amount of coverage you have for a specific period of time to create the best policy for you. In many cases, you're able to pick a term length that lasts anywhere from 10 years to 30years.

What are the benefits?

Term Life insurance offers lower premiums, due to the fixed amount of time you are covered for. It’s considered the lowest cost per dollar coverage of all the life insurance options.

What are the drawbacks?

The biggest drawback is that this coverage will eventually end, and you will need to requalify medically at the end of the term for the coverage to continue.

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If you need more help feel free to call us at 704-962-9882 or 803-220-3009.

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